Draft a Quarterback for Your Estate Planning Team

Report Summary:
A Lead Advisor will help the estate planning process run more efficiently, at lower cost, and provide a single contact to field issues and keep consistency of purpose. A well skilled and experienced Lead Advisor will increase the confidence of the client, expedite the process with the estate team, and keep the estate plan current year to year. Important considerations when picking a Lead Advisor: Professional Disciplines, Track Record, Client Base, Testimonials, Network, Resources, and Fees.

Subset Investment Policies May Enhance Financial Gains

Report Summary:
The financial planning process is an ongoing discipline not unlike a physical fitness regime or an intellectual fitness program.  We generally recognize that regular exercise, proper nutrition and intellectual stimulation add to the quality of our lives.  Simply put, we feel better having adopted these ongoing disciplines.  Capital Formation Group (CFG) views financial planning as an evolving and continual part of a well-balanced lifestyle.

Forces of Nature in the Investment Process

Report Summary:
Storms – literally – are likely to have a big effect on your portfolio for many years to come, and you would be well-served to allocate your assets armed with an understanding of the forces at work. How does an investor begin the process of selecting where to position assets? For many professional money managers, the answer is a series of filters, such as price to book or price to earnings ratios, debt levels, and so on.

The Age of Responsible Empowerment

Report Summary:
Retirement 401(k) plan sponsors face heightened levels of fiduciary accountability. This responsibility requires the expertise to make conflict-free plan decisions in the best interest of plan participants. Plan fiduciaries are best served by platforms that deliver open fund architecture, full disclosure of plan expenses, refunds of mutual fund credits to avoid selection conflicts, and professionally managed accounts for those participants interested in investment assistance.

VALUE and VALUATION FOCUSED INVESTING AS PRACTICED BY CARDINAL CAPITAL MANAGEMENT, INC.

Report Summary:
In the search for superior returns, investors have tried many approaches. Most have been disappointing because they fail to deliver expected higher returns or only work for brief periods or under special circumstances. On the other hand, the value approach to investing has produced better than market results over many decades in both academic tests and professional use.